TRANSPARENT FEE STRUCTURE
The investment industry has a history of conflicted and less than transparent compensation. Although there has been a positive shift toward less conflicted fee structures, much of the industry’s interests remain misaligned. Even the dominant fiduciary model of charging a percentage of assets managed has several embedded conflicts. Further, traditional compensation models inherently cause advice to be investment-centric. We believe lasting value is derived from the financial planning process. Our flat-fee and hourly fee model, which bases client fees on their unique circumstances and complexities, is the next evolution in fiduciary compensation.
Flat Fee with Investment Management
Planning and Management
Initial planning fee and ongoing annual fee determined by complexity of your situation. Fees begin at $7,500/year and are deducted quarterly. The fee covers both financial planning and investment management services (we implement the investment strategy on your behalf).
Flat Fee with Investment Advice
Planning and Advice
Initial planning fee and ongoing annual fee determined by complexity of your situation. Fees begin at $5,000/year and are usually paid monthly. The fee covers both financial planning and specific investment advice (client is responsible for strategy implementation).
Flat Project Fee
One-time Project
Fee determined by complexity and quoted as a one-time financial planning and/or investment advice project. Minimum project fee of $3,000.
Hourly Fee
Hourly
Total fee determined by time spent providing advice at a rate of $300-$500/hour, depending on complexity.